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179 Cottahs  |  Gr.+4  |  9 Blocks  |  232 Flats  |  2 & 3 BHK  |  818 to 1250 (sq. ft.)  | 26.38 Lacs onwards  | Possession 2015

Your new neighbourhood in town! Quiet. Secure. Open. Convenient. The bustle of the city on the outside. The quiet privacy of your home on the inside. The convenience of being connected to all parts of the city from Birati, once outside. The luxury of opting to disconnect from a hectic pace of life, once inside.The need to step off the conveyor belt of life is one of the priorities of modern man. At Panchsheel Vatika, we have addressed this growing need in the lifestyle amenities of our residential facilities so that the day realty begins after the family is back from work in the evening.

The MK group is one of the most reputed names in the domain of real estate not just in Kolkata but also gradually developing a pan-India presence. It has a collective hands-on experience of two decades. The group\'s entire repertoire consists of residential apartments, budget homes, luxury villa and high tech SEZ development. The group has a longstanding reputation of enhancing customer satisfaction through the creation of the state-of-the-art living spaces, bringing to the fore the perfect juxtaposition of comfort and luxury.
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Foundation

-Reinforced Concrete structure

Wall finish

-Interior – conventional brickwork with Plaster of Paris

-Exterior - Acrylic / textured paint

Flooring

-Living / Dining & All Bedrooms - Vitrfied tiles

Kitchen

-Flooring - Ceramic tiles

-Granite platform with honed edges

-Stainless steel sink

-Dado of ceramic tiles upto 2 ft above the counter / platform

-Electrical points for Refrigerator, Aquaguard, Geyser & Exhaust fan

-Provision for exhaust cutout

Toilet

-Flooring - Ceramic tiles

-Toilet Walls - Good quality Ceramic tiles on the walls upto door height

-Sanitary ware of Parryware / Hindware or equivalent make

-CP fittings of ESSCO / Jaquar or Equivalent make

-Electrical Point for Geyser & Exhaust Fan

-Plumbing provision for Hot / Cold Water line

Doors & Windows

-Door Frame - made of seasoned and treated wood

-Main Door – Decorative laminated door with brass decorative handles

-Main Door Fittings - Godrej night latch and Eyepiece

-Internal Doors -flushed door

-Windows - Fully glazed sliding anodized aluminium windows

Electricals

-AC point in Living/Dining & Master Bedroom and necessary electric pionts inside the flat unit

-Cable TV, Telephone in Living / Dining and Master Bedroom

-Concealed copper wiring with Central MCB of repute brands

-Door bell point at the main entrance door

-Modular switches of repute brands

-* Power Load (2BHK 750 Watts and 3BHK 1000 Watts)

-* at extra cost

Common Lighting

-Overhead illumination for compound and street lighting

-Necessary illumination in all lobbies, staircases & common areas

Lifts, Stairs & Lobbies

-Lifts of 5 pax each (OTIS / KONE/ equivalent make)

-Stairs & Floor Lobbies - Kota Stone or tiles

-Entrance Gr. floor lobby of each block - combination of marble, granite & kota stone


Located on MB Road, Birati, Kolkata, Panchsheel Vatika is not far from the prominent Kolkata locations. Adding to the long list of amenities available around, one must not fail to mention the Big Bazar outlet to address all needs of the residents. The project has number of logistical convenience making commuting extremely effortless. It is mins away from Birati Station and less than 3kms from the Airport.

location map

Master Plan

 

Block 1

Block 2

 

Block 3

Block 4

 

Block 5

Block 6

 

Block 7

Block 8

 

Block 9

Block 1-Flat G

 

Block 2-Flat D

* Please click on images for enlarged image and click on the heading link to view individual unit plans for the respective floor.

Approach road Completed

 

BLOCK 1 - Ready for handover

BLOCK 2 - Ready for handover

 

BLOCK 3 - Ready for handover

BLOCK 4 - Ready for handover

 

Block 5 - is ready for possession

Block 5 - is ready for possession(Bedroom)

 

Block 5 - is ready for possession(Living Dining area)

Block 5 - is ready for possession(Kitchen)

 

Block 5 - is ready for possession(Lift area)

Block 5 - is ready for possession(Lobby)

 

Block 5 - is ready for possession(Toilet)

Block 6 lobby work completed

 

Block-6 bedroom

BLOCK 6

 

Block-6 living Dining

BLOCK 6,Common bathroom

 

Block-6 Kitchen

BLOCK-6 balcony

 

Block-6 attached toilet

Block-6 common toilet

 

BLOCK 7

BLOCK 7- Rectification work in Progress

 

Block 8 - Ready for possession.

Block 8 - Ready for possession.

 

Block 8 - Ready for possession.

Block 8 - Ready for possession.

 

Block 8 - Ready for possession.

Block 9 - Ready for possession

 

Block 9 - Ready for possession

Block 9 - Ready for possession

 

Block 9 - Ready for possession

Block 9 - Ready for possession

 

Block 9 - Ready for possession

Main gate Ready

 

Driveway

At a Glance
Particulars Unit Area ( in sq.ft. ) Rate per sq.ft. in Rs. ( Base Price + PLC + Escalation ) Price Range in Rs.
BHK Min Max Min Max Min Max
2 818 883 3101 3351 2638951 2955582
3 1110 1250 3101 3701 3664110 4359778
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

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      Panchsheel Vatika

      Location Birati

      City Kolkata

      2 & 3 BHK

      26.38 Lacs onwards

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