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58 Cottahs  |  Gr.+18  |  72 Flats  |  3, 4 BHK  |  1700 to 2100 (sq. ft.)  | Possession 2019

The smarter life, a home that towers above everything else around it. An executive clubhouse where every leisure activity and whim is anticipated & provided for and where every conceivable facet of contemporary lifestyle is minutes away. The smarter architecture, well planned homes where every inch is carefully crafted to nourish your soul. Check in to the blessed life!

The Oriental Group of Companies is promoted by the Popat Family. The Group has been in existence since last seven decades and has been engaged in the activities of real estate development and construction in the city of Kolkata with a focus on residential complexes, commercial spaces, apart from other business interests. The Group believes in developing and constructing aesthetically designed & economically viable residential and commercial complexes having excellent quality specifications. The Group attempts to focus on promoting endeavors that cater to the varied socio-economic cross section of the society. There are several laudable achievements of the Oriental Group and they have built substantial brand value for it over the years.
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Foundation

-Earthquake resistant RCC framed structure

Flooring

-Master bedroom : wooden laminated

-Other bedroom & balcony : vitrified tiles ( size 2’x2’)

-Living / Dining : vitrified tiles ( size 3’x3’)

Kitchen

-Granite platform with honed edges

-Anti-skid vitrified tiles (size 2’x2’)

-Double bowl stainless steel sink with drainage board

-Dado tiles upto 2 ft. above the counter / platform

-Electric point for the refrigerator, water filter, geyser and exhaust fan

-Provision for installing electric chimney

-Plumbing provision for hot / cold water line

Doors & Windows

-Main door : wooden panel door polished with brass decorative handles

-Main door fittings : Godrej or equivalent night latch & eyepiece

-Internal doors : solid core finished doors enamel painted both side

-Aluminium powder coated openable windows

Toilet

-Sanitaryware of Kohler or equivalent make

-Anti-skid vitrified tiles in flooring / granite counter top

-Glass cubicle with shower panel in master bathroom

-Good quality ceramic tiles on the walls upto door height

-CP fittings of Jaquar (elegant range) or equivalent make

-Electric points for geyser & exhaust fan

-Plumbing provision for hot / cold water line

Wall Finish

-Interior – conventional brickwork with Plaster of Paris

Electricals

-AC apartments*

-Cable TV & telephone points in living / dining and all bedrooms

-Ample necessary 15 amp. & 5 amp. Electrical points all across the flat

-PVC conduit pipe concealed copper wiring of Havells or equivalent with central MCB / RCB of reputed brand

-Door bell point at the main entrance door

-Modular switches of reputed brands

-Full power load for common services

-For individual flats 3 BHK 1.5 KV & 4 BHK 2 KV*

-*at extra cost

Elevation

-Modern international look

Ground Floor Lobby

-Spacious air-conditioned exclusive ground floor lobby with waiting area

-Flooring mix of high-end marbles / Italian marble with inlay work

-Lift wall panel clad in Italian marble

-Reception desk

Staircase & Floor Lobby

-Good quality granite in staircases & floor lobby

Elevators

-3 nos. modern automatic lifts of OTIS/ MITSUBISHI including 1 no. of stretcher lift

Car Management

-Minimum one car parking space per flat

-Well numbered, illuminated & ventilated car park bays

-Choice of car parking spot at the time of booking

-Chauffer call-out from reception desk

-Chauffer resting & utility zone

-Car parking for guests and visiting doctors

Water

-Water treatment / filtration plant

-All the taps shall flow potable water

-Rainwater harvesting and recycling of used water

Power Back-up

-Full power back-up to run all lifts / pumps

Security

-Video door phones in every apartment

-Intercom connectivity (flat-to-flat + flat-to-main security)

-Modern fire fighting system with sprinklers & smoke detectors in common area

-All the important points duly manned by well trained security personnel / guards

Healthcare & Entertainment

-Air-conditioned fully equipped & decorated state-of-the-art gymnasium

-Air-conditioned community hall with pantry

-Covered / semi-covered swimming pool

-First aid centre

-Indoor games – pool table, table tennis, carom and other board games

-30 seater lounge cum home theatre

-Spread of green landscaped area with manicured grass, shrubs & seasonal flowers

-Garbage chute


Oriental Palms holding a smarter location, on Beliaghata Main Road, just next to the hubbub of Phoolbagan and Kankurgachi, is extremely well connected to the city's hotspots. With Sealdah Stn. 5 mins and Airport just 30 mins drive, the project is in close proximity to Hyatt, ITC Sonar, Swabhumi, Mani square, Nicco Park and City Centre I making your stay here, totally fun-filled.

location map

Site Plan

 

Typical Floor Plan

* Please click on images for enlarged image and click on the heading link to view individual unit plans for the respective floor.

Piling work completed & basement excavation work in progress

 

Piling work completed & basement excavation work in progress

Piling work completed & basement excavation work in progress

 

Piling work completed & basement excavation work in progress

At a Glance
Particulars Unit Area ( in sq.ft. )
BHK Min Max
3 1700 1700
4 2100 2100
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

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      Oriental Palms

      Location Beliaghata

      City Kolkata

      3, 4 BHK

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