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84 Cottahs  |  B+Gr.+13  |  3 Blocks  |  141 Flats  |  2, 3 & 4 BHK  |  1063 to 2301 (sq. ft.)  | 38.74 Lacs Onwards

Orchard County set in an open view of the skies, with greens all around to soak your stress & nurture your smiles. Set in a location so conducive to all your daily conveniences at B.T. Road from where travelling anywhere in the city will not require a second thought by you! Also, the proposed metro just beside the project site will soon add to its locational advantage making life at Orchard County a comfortable experience in itself!

Walkthrough

Oswal Group is a renowned and admired brand which has moved from strength to strength in the printing industry over the past three decades. In the year 1990, the Oswal group tread its way through the real estate industry with the dynamism to keep up its tradition and to strive to improve its offering and services. The group has since developed several projects in Kolkata successfully. Our main focus is not just providing a flat or a building but "A TRUE HOME". At OSWAL GROUP we believe in our development through the development of our clients.
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Foundation

-Earthquake resistant RCC structure

Internal Walls

-3” & 5” Brickwork with putty finish

Exterior Walls

-8”-10” Brickwork combined with stylish elevation cladding & finished with high quality paint

Flooring

-Vitrified tiles in all floor area of the flats

-Marble/Granite/Designer Tiles in Staircase, Lobby and common areas

Toilet

-Anti-skid Ceramic/Vitrified tiles on floor

-Designer Ceramic Tiles upto (door height) 7 ft height on walls

-Sanitary ware of Hindware/Parryware or equivalent make

-CP fittings of Jaquar/ESS ESS or equivalent make

-Electrical points for geyser & exhaust fan

Doors

-Imported Malaysian Sal Wood framed flush doors with cylindrical locks

-Main doors with night latch & handles with eyepiece

Windows

-Anodized/Powder coated aluminium openable windows

Kitchen

-Granite kitchen platform with stainless steel sink

-Anti-skid tiles on floor

-Ceramic glazed tiles upto 2ft height above platform

-Electrical points for water filter, exhaust fan, Micro-wave

Electricals

-Fire resistant copper wires with MCB (Havells or equivalent) & modular switches (Havells/Toyama or equivalent)

-A.C. points in Living/Dining & all rooms

-Geyser point in all bathrooms

-Adequate 15 AMP & 5 AMP points.

Elevators

-2 automatic elevators (OTIS/KONE/SCHNEIDER) in each block


Located near Rathtala Crossing, Orchard County is at the intersection of B.T. Road which connects Belgharia Railway Junction in the East and the Hoogly River bank in the West. The proposed Metro Railway route from Dum Dum to Barrackpore via Noapara will run just beside the project site. Proximity to divine destinations bring in a tranquil vibe. The famous temple of Dakshineswar, Adyapith beside the bank of the Hoogly River is situated close to the site and can be reached conveniently. The Belur Math at Howrah is also a ferry service away.

location map

Master Plan

 

Citrus- 1st Floor Plan

Citrus- 2nd-13th Floor Plan

 

Hazel- 1st Floor Plan

Hazel- 2nd-13th Floor Plan

 

Olive- 1st Floor Plan

Olive- 2nd-13th Floor Plan

* Please click on images for enlarged image and click on the heading link to view individual unit plans for the respective floor.

Full picture

 

Full picture

Full picture

 

Citrus

Hazel

 

Olive

Garden

 

Garden

At a Glance
Particulars Unit Area ( in sq.ft. ) Rate per sq.ft. in Rs. ( Base Price + PLC + Escalation ) Price Range in Rs.
BHK Min Max Min Max Min Max
2 1063 1249 3625 3995 3874635 4788735
3 1234 1900 3725 4015 4596650 7172500
4 1810 2301 3775 4015 6868950 8686275
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

Enquiry
 
 
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      Orchard County

      Location B.T. Road

      City Kolkata

      2, 3 & 4 BHK

      38.74 Lacs Onwards

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