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4.02 Cottahs  |  Gr.+4  |  4 Flats  |  3 BHK BHK 1700 (sq. ft.) (sq. ft.)  | Possession Ready

Prudent Residency is a G+4 enclave of exclusivity with an exclusive 1700 sq.ft. apartment in each floor. Every flat comes with a servant quarter where your staff can retire to after waiting on you. The idea is to secure your privacy and space while assuring serene ambiance. Prudent Residency is an emblem of elegance and sophistication, a blend of luxury and convenience which is situated in one of the Kolkata\'s ritziest localities. It has been designed with poise and grace to render a feeling of exquisiteness. From the ground floor to the rooftop, every nook and corner has been meticulously detailed just in accordance with your cherished dreams.

Deep rooted trust, transparency and wisdom in Real Estate for over 30 years, the promoters of Prudent Infrarealty have made it in tune with the market trends for steady growth. Be it infra-structural development or maintaining business relations, Prudent Infrarealty focuses on balanced and fair actions. With a strong team, sheer determination and positive thinking, Prudent Infrarealty is confident to grow big.


Apart from innovations in designing residential and commercial projects, Prudent Infrarealty looks forward to a greener environment with a vision towards greater social responsibility. At Prudent Infrarealty, it\'s not just about the brick and mortar, it\'s about transforming big strides into giant leaps as we build destinations of the future. Prudent Infrarealty has also partnered with respected city developers for some of our projects to pull in competencies and establish higher levels of credibility. As Prudent Infrarealty covers more ground, the stakeholders are convinced that they will continue to build their reputation as a respected and trusted partner to the stakeholders.

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Foundation

-Masonry / RCC footings with anti-termite treatment in foundation and walls.

Structure

-RCC Columns.
-8"/10" thick external walls.
-4"/5" thick internal walls.

Flooring

-Italian Marble in living room, dinning room & bedrooms.
-Ceramic Tiles in toilet.
-Marble / Vitrified in kitchen.

Kitchen

-Granite Counter with Stainless Steel sink.
-Ceramic tile dado ( upto 2 ft. height above counter top).

Toilets

-Branded Ceramic tile up to ceiling heights.
-Provision for hot and cold water supply.
-Sanitary fittings of Hindware / Parryware / Roca or Equivalent make.
-Elegant CP Fittings of Jaquar or equivalent make.

Windows

-Windows as per building facade with MS Grills.

Doors

-Main Entrance door solid wood with polish & night latch.
-Other Doors of flush / panel type with polish or enamel paint.

Internal Walls

-Plaster of Paris on walls.

Electricals

-Concealed copper wiring with latest modular switches.
-AC, TV & Telephone points available in living dinning & bedrooms.
-Plug points and exhaust fan points available in kitchen & toilets.

Ground floor

-Adequate Parking space.
-Drivers waiting lounge.
-Common staff toilet.
-Servant Quarters.

Lobby

-Plush ground floor lobby with granite / marble flooring.
-Intercom facility for additional security.

Elevator

-Otis (Automated).

Generator

-24 X 7 power back up available at additional cost.

Roof

-Landscape roof garden for common use.


Prudent Residency at New Alipore, Kolkata, a blend of luxury and convenience is situated in one of the Kolkata's ritziest localities. New Alipore Block O is one of the Kolkata's most sought after address where all regular necessities that your lifestyle demands are located in and around the vicinity. Minutes away from most of city's hotspots, it is also close to some of the best schools and hospitals in town.

location map

* Please click on images for enlarged image and click on the heading link to view individual unit plans for the respective floor.

Actual View

 

Actual View

Actual View

 

Actual View

Actual View

 

Main Gate

Driveway

 

Driveway

Entrance

 

Reception Desk

Lift and Staircase

 

Lobby inside the flat

Bedroom

 

Bedroom

Bedroom

 

Living & Dining Room

Kitchen

 

Terrace

Terrace

 

Lift Room

At a Glance
Particulars Unit Area ( in sq.ft. )
BHK Min Max
3 1700 1700
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

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      Prudent Residency

      Location New Alipore

      City Kolkata

      3 BHK BHK

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