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129 Cottahs  |  B + Gr.+12  |  4 Blocks  |  264 Flats  |  2 & 3 BHK  |  853 to 1408 (sq. ft.)  | 38.47 Lacs Onwards  | Possession 2018

FREEDOM FROM EMIs!!! Pay only 20 % down payment & no EMIs till 2018 & you can book your AC 2 BHK with Rs. 8 lacs* & 3 BHK with Rs. 11 lacs*.

Freedom to live close to the Ganges & Botanical Garden.
Freedom to live within 15 minutes from Park Street

Hurry! Howrah's first fully AC automated Green homes, gives you the greatest freedom ever!


Merlin Waterfront offers air-conditioned, luxury, automated homes in Howrah from the makers of landmark addresses in Kolkata - Merlin!Today's hectic work life makes our choices divided. We need to choose between staying close to nature or living near our workplace. Fortunately, living here gives you a mix of both.

Pre-certified by the IGBC as Gold Certified Green Homes, Merlin Waterfront brings you Howrah's first automated homes too. Serenity of riverside living, proximity to all places we need to be at, green living and a digital lifestyle, you have it all at Merlin Waterfront, along with Howrah's first AC luxurious resident's club, which guarantees recreation and entertainment for the whole family. Green Inside. River Outside

Walkthrough

Merlin Group is a recognized and admired brand which has moved from strength to strength over past three decades. The Group stands firm on commitments, not only to upkeep its tradition but to strive to improve its offering and service in providing "A Home for Every Indian". Its accomplishments consist of over 50 residential and commercial complexes and 150 independent bungalows. The Group's strength is delivery of its promises through meticulous planning, emphasizing on essential requirements, importance of location, connectivity and convenience, budget limitation of the customer, backed by quality material, workmanship and after sales service. Merlin Group has innovated with various formats and core projects including premium housing, essential housing, country homes and bungalows, specialty malls, office towers, I.T. buildings, hotels new generation clubs, and resorts, serviced apartment's stadium and townships.
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Magnificent elevation

-Iconic towers, meticulously designed.Combination of anti-fungal and textured paint that ensures protection from erosion, weather effects and also reduces cost. Smoothness is guaranteed

Foundation and structure

-Reinforced cement concrete on piles and sheer walls wherever necessary

24X7 security and fire prevention

-Surveillance facility with CCTV and 24X7 round-the-clock security facility

-Fire prevention and protection system as per WBFES recommendations

-Required number of evacuation points and refuge platforms for residents’ safety along with fire alarms

Common area illumination

-Sufficient illumination through compound and street lighting inside the complex

Water treatment

-Provision for hot / cold water lines in basins and showers

-Each apartment to have 24 hours treated water supply. Absolutely hygienic

Treatment and proofing

-Anti-termite treatment during various stages of construction

-Thermal insulation treatment on the roof

-Waterproofing wherever required

Impressive entrance lobby

-Well decorated foyer with star category finish in common areas and lobbies. Makes a grand entry always

Aesthetic elevators

-High-speed automatic lifts of reputed brand with well decorated lift cars will provide ultra-smooth escalation with smooth landing. Stay jerkless

Electrical details

-Split air-conditioning in drawing room and bedrooms

-Fire-resistant wires with high-end switches – zero-hazard, no leakage, shock-proof and sleek

-Concealed wiring of reputed brands for electricity, telephone inside the apartment

-Quality earthing for all electro-mechanical gadgets

-PVC conduit pipe with copper wiring, MCBs /ELCBs, modular switches with sufficient power points for necessary gadgets

-Optimized power back-up with instant change over between mains and DG set

Sturdy doors

-Main doors made of flushed door of teak finish / design

-Internal doors : flushed doors

Airy windows

-luminum heavy section windows to withstand the ferocity of the sun, wind, corrosion and fire

Smooth wall finish

-P.O.P finish smooth walls

Quality workmanship: no more efflorescence, crevices and shabby walls

-External-10’’ thick brick wall, including plaster, paint / stone finish

-Internal -6’’ thick brick wall, including plaster, paint

Lasting floors and dado

-Vitrified tiles, kitchen floors with heavy duty ceramic tiles. This combination will give you seamless joints, greater finesse, permanent luster and an alluring attraction

Superior hardware & fittings

-All locks and hardware fittings of world class quality adding elegance to the apartment

-Stainless steel finished lock

Comfortable toilets

-Top-of-the-line quality fittings

-Hot and cold water provision

-Water efficient sanitary fixtures

-Standard large size tiles up to 7’ height (Dado) to give grandeur to your toilet

-Anti-skid flooring

Kitchen

-Granite counter top

-Dado of ceramic tiles above platform up to 2’ height with stainless steel sink

-Hot and cold water provision


It is one of a kind project in Howrah with 1 minute from Bengal Engineering and Science University and minutes away from Howrah Women College and other colleges. It is 2 minutes away from Vidyasagar Setu and 2 minutes walking distance to the market in the vicinity for daily utilities. The project is 5 minutes from the Santragachi and the famous Howrah Station and 10 minutes from reputed shopping malls, social hot spots, restaurants and entertainment zones. Areas of South Kolkata like Hastings and Alipore are just 15 minutes drive.

location map

* Please click on images for enlarged image and click on the heading link to view individual unit plans for the respective floor.

Block 1 - 12th Floor casting completed

 

Block 2 - 4th Floor casting completed

Block 3 - 2nd Floor casting completed

 

Block 4 - 12th Floor casting completed, from 1st to 8th floor brickwork completed, outside plastering percent completed

At a Glance
Particulars Unit Area ( in sq.ft. ) Rate per sq.ft. in Rs. ( Base Price + PLC + Escalation ) Price Range in Rs.
BHK Min Max Min Max Min Max
2 853 918 4460 4785 3847030 4346730
3 1184 1408 4320 4835 5339840 6610560
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

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      Merlin Waterfront

      Location Shalimar

      City Howrah

      2 & 3 BHK

      38.47 Lacs Onwards

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