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10 Acres  |  Gr.+1  |  67 Plots  |  Gr.+1 Duplex Bungalow BHK  |  1000 to 3635 (sq.ft) (sq. ft.)  | Possession- 2 years from the date of purchasing plot

I have my Country House to Run Away to Country Roads...A beautiful colony of cozy Country Homes to be laid out with their landscaped individual garden and greens that enrich your every soul with the hues, textures, melodies and fragrances of nature. A sprawling club awaits near the entrance gate. Meandering through the landscape is a lake, running around which will be a wide green belt under an awning of trees. Country Roads- a land of open skies, rustic tranquility, cool breeze and soft grass is an oasis of greenery just outside the city limits.Life here will be one full circle of leisure, activities, enjoyment and wholesome fun. Slow down the clock and add value to living. Let your children run in open spaces, and discover the simple yet profound wonders of nature.

Walkthrough

The Company behind this unique project is Creative Hortifarms (P) Ltd. promoted by Mr. Laxmikant Tibrawalla, Mr. Sushil Kumar Barasia and Mr. Hari Shankar Bajoria, all of whom are respected members of Calcutta's business community. To Implement the vision, the Company has appointed a team of professionals, responsive to the theme of healthier living at Country Roads. Members of the team have relevant experience in real estate development and lifestyle projects.The project's implementation team is managed by a competent team of professionals who guide the project team, consisting of professionals from all relevant disciplines. Mr. Aditya Bajoria, heading the implementation team, has experience in diverse fields, spanning over 20 years in managing large businesses in various manufacturing sectors like textiles and automotive rubber products. He has also had experience in Real Estate development. At Country Roads, Aditya's responsibilities include financial planning, management and marketing.Mr.Tamal Ghosal, an engineer and management graduate by profession, brings to the team great experience in managing development of large real estate & hospitality projects IN India & Abroad.Tamal's responsibilities at Country Roads include Project Management and Administration.'Mr. Manoj Joshi, an accountant by profession, has been associated with new project development especially in the field of Real Estate and Education. At Country Roads, Manoj manages Legal & Marketing Issues.
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-RCC Frame Structure - G+1 Building

-Ground Floor Level 2' height from finished lawn level

-All window - UPVC framed transparent glass openable / sliding window

-All door - sal wood framed masonite board shutter or Greenply or similar

-All sanitary faucet -Jaquar made CP fitting, all Mixure - Single lever

-Front and back open verandah- White marble finish

-Inside flooring - Vitrified tile (16' x 16') finished with 4" skirting

-Hollow RCC 16"x16"x 4' gate pillar Iron framed, Fiber Glass Plank Gate


The very beautiful Country Roads is located in Panchla, Howrah making your stay extremely peaceful and ecstatic. Your journey to the site would be effortless as it is in close proximity to the Bauria Railway Station, bus stops, fuelling station and also to make you feel secure, it is near to the local police station as well. The key junctions of the connectivity include Vidyasagar Setu, Kona Expressway, NH6 connector and Panchla crossing.

location map

* Please click on images for enlarged image and click on the heading link to view individual unit plans for the respective floor.

Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

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      Country Roads

      Location Panchla

      City Howrah

      Gr.+1 Duplex Bungalow BHK

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