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4 Acres  |  Gr. + 4  |  8 Blocks  |  500 Flats  |  1, 2 & 3 BHK BHK  |  463 to 947 (sq. ft.) (sq. ft.)  | 10.88 Lacs Onwards  | Possession- June, 2021

REMEMBER THE DREAMS YOU\'VE BEEN CHASING FOR YEARS !

Where your golden dreams follow you homeand come true.Just 700 meters from theKonnagar Railway Station.
Live in efficiently designedapartments, where wide windowslet in ample light and air.
Largeliving areas provide you with yourvery own personal space.
Landscaped Gardens withopen airy stretches make lifenat Vinayak Golden Acres true delight.

1 BHK -       466 Sqft -  Rs. 11,62,292/-
2 BHK -       min. 620 Sqft to max. 935 Sqft -  Rs. 15,41,440/- to 23,16,970/-
3 BHK -       min. 932 Sqft to max. 947 Sqft -  Rs. 23,09,584/- to 23,41,264/-

Jai Vinayak Group today is a fast growing real estate organisation in eastern India. The Group has defined the real estate growth in and around Kolkata through the development of various unique real estate constructions. Jai Vinayak Group is also constantly working towards improvement and growth with focus on welfare of the people. It is also equally attentive and looks to build relationships with its customers and business partners. Jai Vinayak Group has a very long way to go and it promises to keep all its commitments and bring even better projects in the future for the betterment of its existing customers, form a partnership and develop relationship with new customers and for the interested investors.
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Super Structure

-RCC Frame Structure with Monolithic Concrete.

Lift Lobby

-Vitrified Tiles.

Lift Facia

-Vitrified Tiles.

Sanitary Ware

-Chromium Plated Fittings.
-White Color Good Quality Porcelain Fixtures.

Kitchen

-Floor : Anti-skid Ceramic Tiles.
-Counter Top : Marble with Steel Sink.
-Dado : Ceramic Tiles up to 2 feet from counter top.

Toilets

-Floor : Anti-skid Ceramic Tiles.
-Dado : Ceramic Tiles up to Door Height.

Windows

-Anodized Aluminium Frame with Fully Glazed Shutters.

Doors

-Main Door : Masonite Panelled Door.
-Internal Door : Painted Flush Door.

Electricals

-Concealed Copper Wiring, Modular Switches, MCB, TV Socket in Living Room,
 AC Point in Master Bedroom, Geyser Point, Sufficient Light and Fan Points.

Exterior Wall

-Weather-proof Exterior Finish Paint.

Interior Wall

-POP finish.
-Flooring ( Living, Dining and all Bedrooms ) : Vitrified Tiles.

Lift

-Reputed Make.


BEING JUST MINUTES AWAY FROM PLACES THAT MATTER THE MOST TO YOU

Vinayak Golden Acres is far from the madding crowd, but not far enough from urban amenities.
Only 700 meters from the Konnagar Railway Station, the project can easily be commuted to and from through a thriving transport network.
What's more, life at Vinayak Golden Acres is suffused with spiritual bliss, being in the vicinity of the holy Baro Mandir Ghat and the Hooghly River.

* Railway Station - 0.7 km
* Hospital - 1 km
* Girls' & Boys' School - 1 km
* Girls' & Boys' College - 1.5 km
* Shopping Arcade - 1.5 km
* Taxi Stand - 1 km
* Police Station - 1 km
* G.T. Road - 1 km

location map

* Please click on images for enlarged image and click on the heading link to view individual unit plans for the respective floor.

At a Glance
Particulars Unit Area ( in sq.ft. )
BHK Min Max
1 463 466
2 620 746
3 932 947
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

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      Vinayak Golden Acres

      Location Hooghly

      City Kolkata

      1, 2 & 3 BHK BHK

      10.88 Lacs Onwards

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