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35 Cottahs  |  Gr.+4  |  2 Blocks  |  57 Flats  |  1, 2, & 3 BHK  |  502 to 1260 (sq. ft.)  | 25 Lakhs onwards  | Possession- Ready to move in

Adding extra smiles per sq.ft !!
Ready to move in. Hurry!!

Release. Relax. Relieve. Relive. Rejuvenate. Release your soul. What if you had a home that understood you? That was designed only keeping your best interests at heart? Welcome to COSMOPOLIS. Homes that address all contemporary requirements and has a superior address as well. Cosmopolis will be your personal abode of green, aesthetic landscaping and openness. 2 blocks across G+4 floors ensure ample viewing of the sky and the landscaped manicured greens guarantee a touch of nature at all times.

PS will continuously strive to provide the best customer experience. Today, better than yesterday. Tomorrow, better than today. By developing landmark buildings and world class infrastructure in record time, ensuring the most fulfilling lives for its occupants by making all their dreams come true and more - at prices they can easily afford, outperforming our promises through continuous innovation and improvements in design, specifications and service standards
altius

With over 25 years of existence, Vinayak Group has created a niche in the real estate arena. Its consistency, passion for work and dedicated customer services has helped the brand earn prominence. Vinayak Group, a debt-free concern, has already completed over 8.5 lacs square feet of real estate space since its inception and is working steadily towards developing more than a million square feet in the coming years..

altius


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Living / Dining / Lobby / Passage

-Floor: Vitrified Tiles

-Walls & Ceiling: Wall Putty (Ready to paint)

Bedrooms

-Floor: Vitrified Tiles in Bedrooms

-Walls: Wall putty (ready to paint)

Kitchen

-Walls: Rectified Joint Free tiles up to 2’- 0” on counter walls and wash areas, Balance Wall Putty ( Ready to Paint)

-Floor: Vitrified tiles

-Counter: Granite Counter

-Fitting / Fixtures: Stainless Steel Sink with reputed make fittings

Bathrooms

-Walls: Joint Free Rectified tiles

-Floor: Anti-skid Ceramic tiles

-Sanitary Ware / CP Fittings: Reputed sanitary ware and fittings

Doors & Windows

-Entrance Doors: Decorated Flush Doors

-Internal Doors: Polished Flush Doors

-Windows: Sliding Anodized Aluminium windows

Electrical

-Modular switches and copper wiring in concealed conduit with TV, Telephone points with AC points in all bedrooms

-Power Backup: For common areas

-Apartment Type: Power Backup at extra cost

Lobby

-Entrance Lobby: Exquisitely designed at ground floor

Elevators

-Lift : Automatic Lift of reputed make


Cosmopolis, being situated in Patuli, off EM Bypass is in a great advantageous side of connectivity and facilities. Patuli constitutes a major portion of Garia and is a World Bank-funded project on the eastern fingers of EM Bypass, currently one of the most promising parts of the south Kolkata. Cosmopolis is only 2 minutes from Shahid Khudiram Metro Station, 2 mins from the Dhalai Bridge, 5 mins from Kavi Subhash Metro Station, 7 minutes from the Metropolis Mall and Metro Cash and Carry and 10 minutes from Medica Hospital , RTIICS and Fortis. It would be an absolute bliss to have all the vital amenities so close by from your home.

location map

* Please click on images for enlarged image and click on the heading link to view individual unit plans for the respective floor.

Main Entrance

 

Block 1

Block 1 & Lawn

 

Block 2

Block 2 & Garden

 

Garden

Garden

 

Swimming pool

Swimming pool

 

Gymnasium

Community hall

 

Community hall

Games room

 

Games room

At a Glance
Particulars Unit Area ( in sq.ft. ) Rate per sq.ft. in Rs. ( Base Price + PLC + Escalation ) Price Range in Rs.
BHK Min Max Min Max Min Max
1 502 651 4950 5100 2484900 3320100
2 660 918 4950 5150 3267000 4681800
3 1022 1260 4950 5150 5058900 6489000
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

Enquiry
 
 
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      Cosmopolis

      Location Off EM Bypass

      City Kolkata

      1, 2, & 3 BHK

      25 Lakhs onwards

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