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82 Cottahs (approx)  |  G+7  |  3 Towers  |  128 Flats  |  2 & 3 BHK  |  810 to 1373 (sq. ft.)  | Possession- February, 2020

Tranquil living spaces, off EM Bypass, Patuli.
Book Now!! Flats starting from Rs 43.74 lacs onwards. Hurry!!

Serenity is found somewhere between land & water - You will find it in your abode at Nautical in Patuli! Offering premium 2 & 3 BHK apartments with an environment so tranquil & amenities in vogue that will certainly change your lifestyle! Waking up to a picturesque view of a mesmerizing lake & surrounded by landscaped greens, the complex will add on to the beauty to your life & will certainly make you say each day - 'Today, Life felt Wonderful!'

Walkthrough

With over 25 years of existence, Vinayak Group has created a niche in the real estate arena. Its consistency, passion for work and dedicated customer services has helped the brand earn prominence. Vinayak Group, a debt-free concern, has already completed over 8.5 lacs square feet of real estate space since its inception and is working steadily towards developing more than a million square feet in the coming years.
altius

PS will continuously strive to provide the best customer experience. Today, better than yesterday. Tomorrow, better than today. By developing landmark buildings and world class infrastructure in record time, ensuring the most fulfilling lives for its occupants by making all their dreams come true and more - at prices they can easily afford, outperforming our promises through continuous innovation and improvements in design, specifications and service standards.

altius



Located at just a few minutes walk from Kavi Subhash metro station, which is also proposed to be the terminal station for new Garia - Airport metro corridor. Very close to Bypass with educational institutes, hospitals, market, malls, etc in close proximity.

location map

Block 1- North side, 4th floor casting on process

 

Block 1- West side, 4th floor casting on process

Block 2 - North side, 5th floor casting completed

 

Block 3 - North side, 5th floor casting completed

Block 3 - South side, 5th floor casting completed

At a Glance
Particulars Unit Area ( in sq.ft. ) Rate per sq.ft. in Rs. ( Base Price + PLC + Escalation ) Price Range in Rs.
BHK Min Max Min Max Min Max
2 810 880 5375 5600 4374000 4818000
3 1080 1373 5375 5615 5805000 7709395
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

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      Nautical

      Location Off EM Bypass

      City Kolkata

      2 & 3 BHK

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