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14 Cottahs  |  Gr.+7  |  21 Flats  |  2 & 3 BHK  |  990 to 1631 (sq. ft.)  | 54.45 Lacs. Onwards  | Possession - Ready

Every creature big & small has its own place in the grand scheme of things. The place where we all are comfortable in being who we are, where we fit-in perfectly in the space designated to us. Fill up your senses with the fragrance of beauty and experience the charm of joyful living. Come dwell at the natural hub of homeliness - Prudent Habitat. Located on Christopher Road, Prudent Habitat offers you 21 beautiful apartments artistically sculpted and engineered to perfection. If you want to experience the blend of simplicity and style, turn the pages to explore its perfect essence...

Reaching destinations, shaping destiny: With the destination set, Prudent has its task charted to emerge as a key player in the real estate scenario. Headed with the experience of more than 2 decades of market knowledge, Prudent is destined to develop win-win relationships with financiers, marketing consultants, investors & buyers. Honesty is the forte, no 'behind the door' finds voice here. Be it residential & commercial projects, housing, townships or business relationships; transparency resides in all communication.
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Elevation

-Modern Aesthetic Elevation

Foundation

-Earthquake Resistant RCC framed structure with anti termite treatment

Wall finish

-Interior – Brickwork with Plaster of Paris

-Exterior - High quality weatherproof cement/textured paint/tile cladding as required

Flooring

-Bedrooms - Vitrified tiles

-Living / Dining - Vitrified tiles

Kitchen

-Flooring - Vitrified tiles/Marble

-Granite counter

-Stainless steel sink

-Dado of ceramic tiles upto 2 ft above the counter

-Electrical points for Refrigerator, water filter , Exhaust fan & Microwave Oven

-Provision for exhaust

Toilet

-Toilet Walls - Ceramic tiles upto door height

-Sanitary ware of Parryware / Hindware or equivalent make

-Flooring - Ceramic tiles

-CP fittings of ESS ESS / Jaquar or Equivalent make

-Electrical Point for Geyser & Exhaust Fan

-Plumbing provision for Hot / Cold Water line in all bathrooms

Doors & Windows

-Door Frame - Made of treated wood/UPVC

-Main Door – Decorative wooden flush/panel door

-Main Door Fittings - Godrej or equivalent make night latch with eyepiece & handle

-Internal Bedroom Doors - Polished Flush door with lock

-Toilet Doors - Laminated inside & polished outside

-Windows -Anodized/powder coated aluminium/UPVC windows with glass panes

-Integrated windows MS Grill **

Electricals

-Modular switches of reputed brands

-AC points in all bedrooms,drawing & dining room with branded copper wiring

-Necessary electric points with switches in all bedrooms, living /dining , kitchen & toilets

-Cable TV conduiting in living / dining & master bedroom

-Telephone line in living / dining

-Concealed copper wiring with Central MCB of repute brands

-Door bell point at the main entrance door

Common Lighting

-Necessary illumination in all lobbies, staircases & common areas

Lifts, Stairs & Lobbies

-Two automatic Lifts

-Stairs & Floor Lobbies - Kota Stone / tiles / Marble

-Entrance - Ground floor lobby of marble/ granite/ tiles

24x7 Security & Fire Prevention

-Surveillance facility with CCTV in ground floor lobby

-Intercom facility in all flats

-Modern fire fighting system

-Generator Back up (2BHK - 1000 Watts and 3BHK - 1500 Watts)**

-** mandatory at extra cost


Christopher Road, off EM Bypass is itself a very suitable location for residential projects. Prudent Habitat being located here, is well connected to the major points of the city. Educational Institutes like Don Bosco, MB Girls High School are in close vicinity. Science City, ITC Sonar, Park Circus connector, Milan Mela Ground and many other important landmarks are easily accessible from Prudent Habitat.

location map

* Please click on images for enlarged image and click on the heading link to view individual unit plans for the respective floor.

Actual view of the building

 

Actual view of the building

Actual view of the building

 

Elevation - rear view

Main gate

 

Main gate

Main gate

 

Driveway

Driveway

 

Driveway

Entrance 11

 

Entrance lobby

Ground floor reception desk

 

Ground floor lobby & lift

Typical floor lobby

 

Terrace

Terrace

 

Car parking

Generator

 

View of Model Flat

View of Model Flat

 

View of Model Flat

View of Model Flat

 

View of Model Flat

At a Glance
Particulars Unit Area ( in sq.ft. ) Rate per sq.ft. in Rs. ( Base Price + PLC + Escalation ) Price Range in Rs.
BHK Min Max Min Max Min Max
2 990 1043 5500 5800 5445000 6049400
3 1631 1631 5500 5800 8970500 9459800
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

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      Prudent Habitat

      Location Off EM Bypass

      City Kolkata

      2 & 3 BHK

      54.45 Lacs. Onwards

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