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65 Cottahs  |  Gr.+3  |  5 Blocks  |  75 Flats  |  2, 3 & 4 BHK  |  848 to 907 (sq. ft.)  | 21.62 Lacs onwards  | Possession September, 2016

A home to nature...... Home is where the heart is..And it is this home which each and every individual yearns to go back to, a home that your feet may leave, but not your heart. SP Residency provides such comfortable living, a heaven of luxury juxtaposed with all the requisite amenities. You will feel nature's peace flowing into your home like sunshine. The future believe in the beauty of their dreams...... At SP Residency, we give you glorious landscaped gardens, a well-lit complex, an excellent elevation and all the facilities normally dreams are made of and an opportunity to do all that you can, to make your dreams come true. So as say, look forward to a life that will remain in your memories forever.

Creating relationships, has always been Aspira group's (previously known as S.P. Group) forte. Here, every home is built like an asset of a lifetime that nurtures peace. Today with plans for new ventures of over 15 lakh square feet of completed projects spreading all over Kolkata. The group has a track record of more than 1000 satisfied customers and has made a significant contribution to Kolkata's skyline.
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Structure

-RCC framed structure

Exterior

-Weather proof paint and decorative finish

Interior

-Smooth Plaster of Paris wall finish

Flooring

-Quality vitrified tiles of Kajaria or equivalent in Living, Dining, Kitchen and all Bedrooms

-Staircase and Lobby - Wide spacious staircase, elegantly designed lobby and corridors with high quality marble, Kota / granite stone

Kitchen

-Granite top platform with stainless steel sink of reputed make, glazed tiles, dado upto 2 feet height above the platfrom

Electricals

-Copper wiring of Finolex or equivalent make

-MCB of Havells or equivalent make

-A.C. Point in master Bedroom

-Telephone, TV Cable points in Living & Dining area

-Geyser point in Badrooms

-Adequate light and fan points

-Modular switches of Anchor or equivalent make

Water Supply

-24 hours uninterrupted water supply

Lift

-High quality lifts of OTIS or equivalent make in each block

Toilet

-Elegant CP fittings of Jaquar or equivalent make

-Anti-skid cermic tiles from Kajaria or equivalent make on the floor and walls upto door height

-Hot and cold water plumbing

-Western style sanitary fittings of Parryware or equivalent make

Windows

-Sliding premium finish Anodised Aluminium frame

Doors

-Entrance one side teak veneer with night latch

-Good quality flush doors in all other rooms

Hardware

-Brass and stainless steel hardware fittings of reputed make


M.B. Road, Birati, Kolkata

location map

Master Plan

 

Block A Ground & 1st, 2nd, 3rd floor Plan

Block B & C Ground & 1st, 2nd, 3rd floor Plan

 

Block D & E Ground & 1st, 2nd, 3rd floor Plan

* Please click on images for enlarged image and click on the heading link to view individual unit plans for the respective floor.

BLOCK A - Block almost ready

 

Block A - inside outside plaster and flooring work done

Block A Inside Plaster completed

 

Block B - inside outside plaster and flooring work done

Block B - Flooring completed

 

Block B - Flooring completed

Block B - inside outside plaster and flooring work done

 

BLOCK B - Staircase work in Progress

Block C - inside outside plaster and flooring work done

 

Completion of flooring work in Block- C bathroom

Completion of flooring work in Block- C bedroom

 

Completion of flooring work in Block- C kitchen

Completion of flooring work in Block- C Kitchen

 

Completion of flooring work in Block- C living & dining

Completion of flooring work in Block- C Staircase

 

Completion of flooring work in Block- C staircase

BLOCK D - Staircase work in Progress

 

Block E - inside outside plaster and flooring work done

BLOCK E - Lock Installation in progress

 

Block-E inside Plaster Completed

Gate View

 

Main Gate

Front View

 

Side View

Community Hall

 

Community Hall

Gymnasium

 

Kid's Play Area

Kid's Play Area

At a Glance
Particulars Unit Area ( in sq.ft. ) Rate per sq.ft. in Rs. ( Base Price + PLC + Escalation ) Price Range in Rs.
BHK Min Max Min Max Min Max
2 848 907 2550 2600 2162400 2358200
3 1081 1319 2550 2650 2756550 3495350
4 1415 1430 2550 2650 3646500 3749750
*The above configuration is as per inventory and subject to availability status as on date.
Computation



EMI Calculator :
Adjustable Rate Home Loan EMI calculator :

If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.

 


 

DISCLAIMER: The above figures are indications only. Always confirm with your Bank before taking any decisions regarding home loan.


 

Loan Purpose

You can apply for Home Loan for the following purposes :

  • Purchase of a plot of land and construction of a house thereon
  • Construction of a house on plot of land already owned
  • Purchase of a new house or flat
  • Residual age of the property should not be less than 30 years old (Home Acquisition Plan)
  • Extension or renovation or repair of a house or flat already owned by self (improvement or extension plan)
  • Take-over of existing Housing Loan (Balance Transfer)
  • Pre-allotment booking finance
  • Loan takeover with additional refinance (Balance Transfer + top up)
  • Loan to NRI for purchase of ready residential property only
  • Purchase of residential plots only

Eligibility

 

Salaried Individuals
  • Any individual who is in permanent service in Government or reputed companies
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to the age of superannuation
Professionals
  • Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
  • The applicant should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
Self Employed Individuals
  • Any individual filing Income Tax returns can apply
  • The applicant in all the cases should be above 22 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity
  • Trade Licence for last 3 years

 


Documentation :

The following documents are required along with your loan application:

Purpose Salaried Others
Proof of identity Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card Voter's ID card or driving license or PAN card or photo credit card
Proof of income Latest salary slip showing all deductions or Form 16 along with recent salary certificate IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Proof of residence Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address
Bank statement or Pass Book where salary or income is credited Last 6 months Last 6 months
Guarantor form Optional Optional

 

Loan Amount
Limits on home loan :
  • Minimum - Rs 5 lac
  • Maximum - Rs 10 Crores
Margin :
  • 20% in the case of home loans
  • 25% in case of improvement or renovation loans

 

Terms and Conditions :
Repayment
  • Repayment period for home loans shall not exceed 20 years
  • Repayment period of pre-allotment bookings of housing loans shall not exceed 1½ year
  • Repayment period of improvement or renovation or extension of existing property shall not exceed 10 years
Security
  • Equitable mortgage of the property to be financed by way of deposit of title deeds.
Disbursement
  • The loan will be disbursed in full or in suitable installments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing charges or admission fee
  • Processing fee equivalent to 0.5% of the loan amount (applied for) will be collected along with the application form (taxes as applicable).
Penalty for early closure
  • Nil
Other Conditions
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment

The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.


 

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      SP Residency

      Location Birati

      City Kolkata

      2, 3 & 4 BHK

      21.62 Lacs onwards

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