You can apply for Home Loan for the following purposes :
The following documents are required along with your loan application:
|Proof of identity||Voter's ID card or driving license or PAN card or photo credit card or employees ID card or defense or police or government department ID card||Voter's ID card or driving license or PAN card or photo credit card|
|Proof of income||Latest salary slip showing all deductions or Form 16 along with recent salary certificate||IT returns for the last 2 years and computation of income for the last 2 years certified by a CA|
|Proof of residence||Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreemen||Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address|
|Bank statement or Pass Book where salary or income is credited||Last 6 months||Last 6 months|
The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion.
If you want to apply for an Adjustable Rate home loan, this tool will enable you to calculate your Equated Monthly Installment (EMI ) if you know the loan amount you require, term for which you want to take the loan & the rate of interest that is applicable. You can check the EMIs for different loan tenures to decide which would be most suitable for you.